Finance
People hand over their money, and their details, only when they trust what they see. We design and build financial software, banking and payment apps, and websites for advisers, brokers, lenders and insurers that are clear, secure and quick to use.
The problem
Every extra field and document upload loses applicants. Many give up before their identity is even checked.
Fees, rates and balances sit in dense tables, so customers ring to ask what they owe.
The core system cannot be replaced, so every new idea waits on it.
A dated site with vague wording makes a sound business look like a risky one.
What we build
From a website for an advice firm to a full customer app. Each starts with what your customers are trying to do.
Custom software for lenders, advisers, insurers and finance teams: application and approval workflows, client portals, calculators and reporting. It is built around your process and connected to the accounting, CRM and core systems you already run.
Mobile and web apps where customers see their balances, move money and manage their accounts. We design the screens, build for iPhone, Android and the web, and connect to your core banking or ledger system through its API.
Apps and checkouts that take payment without making the customer think about it: cards, Apple Pay and Google Pay, bank payments, subscriptions and payouts. We build on providers such as Stripe and Windcave, so card details never touch your servers.
Websites for financial advisers, mortgage brokers, accountants, insurers and lenders. Clear about what you do and what it costs, quick on a phone, and worded so it stands up when your compliance person reads it.
Calculators that turn a few inputs into a number someone can act on, and then into a conversation. For a New Zealand financial advice firm we built three: mortgage repayments, paying a loan off faster, and growing wealth over time. Each result can be shared, and each one arrives as a lead.
Sign-up that takes minutes instead of days. Applicants fill in a short form on their phone, verify their identity and upload documents in one sitting, and your team sees a complete file.
Work we can show you
The calculators we built for a New Zealand financial advice firm are on our web app development page. The two projects below are not finance businesses, but they rely on the same parts: payment from customers in many countries, pricing worked out live, customer accounts, and identity checks for new clients.
Worth knowing first
Card payments, identity verification and bank data are regulated, specialist work. The sensible route is to build on a provider that already carries that burden: Stripe or Windcave for payments, an identity verification service for customer checks, and an open banking provider such as Akahu for account data.
Your money then goes into the part customers see and the rules that make your business different, which is where it earns a return.
The number of systems to connect matters more than the number of screens. A core system with a modern API is quick to work with. One that exports a file overnight is not, and we will say so before we quote.
Security review, testing and compliance sign-off also take real time in finance. We plan for them from the start so they are not a surprise at the end.
Know which licences and obligations apply to you before design starts, because they shape the sign-up flow, the wording and the records you keep. We are not lawyers or licensed advisers, so your compliance person signs off the final wording.
Then pick one customer journey to get right first: applying, paying or checking a balance. A product that does one of those well is worth more than one that does five badly.
How we work
The plan
Tell us what you offer, who your customers are and where they get stuck.
We map the customer journey, the systems to connect and the obligations that apply, then agree what the first release covers.
You see working screens early. Security and compliance checks run alongside the build, not after it.
We put it live in stages, watch how it performs, and keep it hosted and updated if you want us to.
Good to know
Something else on your mind? Call (09) 951-9554 or send us a message.
Yes. We design and build apps for iPhone, Android and the web, and the software behind them. For moving money, checking identity and reading bank data we build on regulated providers instead of rebuilding what they already do well.
Data is encrypted in transit and at rest, sign-in uses a second step, staff access is limited by role, and every sensitive action is logged. Card details go straight to the payment provider and never reach your servers.
We usually recommend Stripe or Windcave, with Apple Pay and Google Pay through them. For bank payments and account data we use an open banking provider. The right choice depends on your fees, your customers and where you trade.
Usually. Xero and MYOB both offer APIs, as do most modern CRMs and lending platforms. For older systems we work with whatever they can export. We check what yours supports before we quote.
Yes. We design and build websites for advisers, brokers, accountants, insurers and lenders, with the disclosure pages you need, calculators, and booking for a first call.
Yes. We built mortgage repayment, faster payoff and wealth growth calculators for a New Zealand financial advice firm. Each one shows its assumptions, lets the visitor share the result and sends the enquiry to an adviser.
We write clearly, flag anything that reads like a promise, and build in the disclosures you tell us are required. We are not lawyers or licensed financial advisers, so your compliance person signs off the final wording.
It depends on what it has to do and what it connects to, so we quote each project and fix the price before we start.
You get a timeframe in writing with your quote. A website for an advice or broking firm is usually a matter of weeks. Apps and custom software take longer, partly because security testing and sign-off take time.
Tell us what your customers are trying to do and where they get stuck. We will come back with ideas and a fixed quote.
Goes well with
Tell us what you need. We’ll come back with ideas, a timeframe and a fixed quote.
